Insured benefits after retirement
In this subsection
This subsection provides general information about post-retirement insured benefits and includes these topics:
- What are insured benefits?
- Who is eligible?
- Who does what?, and
- Effective and ending dates of coverage
The Government of Ontario provides eligible PSPP pensioners and their eligible spouses and eligible dependents with insured benefits coverage through Great West Life (GWL) Policy No. 157836. This includes:
- Supplementary health and hospital coverage (SH&H)
- Vision and hearing aid coverage
- Dental care, and
- Life insurance (basic and supplementary).
Some benefits require a nominal premium payment from the pensioner. If this applies,
OPB deducts the premiums, as required, and remits them to the insurance carrier.
Important: Some groups of PSPP pensioners have insured benefits coverage issued through their employers or associations (e.g. OPPA, GO Transit) and are covered under a policy that differs from GWL Policy No. 157836. Members who are eligible for insured benefits coverage under a different policy or contract should contact their employer or association.
The conditions for eligibility for most PSPP pensioners are summarized in the Ministry of Government Services (MGS) booklet A Guide to Your Benefits After Retirement (PDF).
Pensioners in receipt of dual pension payments from the PSPP and the OPSEU Pension Plan are deemed eligible for insured benefits coverage if the combined pension credit from both plans satisfies the eligibility criteria.
Important: Please refer to the Ministry of Government Services (MGS) booklet A Guide to Your Benefits After Retirement (PDF), which is available directly from OPB and is included in the pensioner's retirement package, for eligibility and coverage details.
OPB is NOT the administrator of these insured benefits policies, as it is with the PSPP. This table describes the roles, responsibilities and contact information for the administration of insured benefits through GWL Policy No. 157836 only.
|Great West Life Assurance Company (GWL)
London Benefits Payments
P.O. Box 5111, Station "B"
London, ON N6A 0C5
Toll Free: 1-800-874-5899
TTY Line - available for the deaf or hard of hearing
Toll Free: 1-800-990-6654
Link to GWL web site: www.greatwestlife.com
|Ministry of Government Services (MGS)
For appeals only:
Insurance Appeals Committee
Benefits Policy, Human Resources Division
Ferguson Block, 13thFloor
77 Wellesley Street, West
Toronto, ON M7A 1N3
Ontario Pension Board
200 King Street West
Toronto, ON M5H 3X6
Toll Free: 1-800-668-6203
|PSPP Employer||Refers pensioners and surviving spouses to GWL for assistance concerning
This table summarizes the effective start and end dates for supplementary health and hospital, vision care, dental care and hearing aids.
|Effective date for coverage||
|Ending date for member or dependents||
|Ending date for surviving spouse in receipt of a pension from the PSPP||
|Ending date for a dependent child in receipt of a pension from the PSPP||