Changes in your life

Separation or divorce Open/Close Content.

• Because your pension is considered a family asset, it's important to understand how it's affected when you start, or end, a spousal relationship.

Leaves of Absence Open/Close Content.

• Taking a leave of absence from work
• Temporary part-time work arrangement (TPTWA)

Designating spouse Changing Beneficiaries Open/Close Content.

• Your pension may be one of your most significant assets and it comes with valuable survivor benefits to help protect your loved ones when you pass away.

Health considerations Open/Close Content.

• Long-term income protection (LTIP) new rules
• Long-term income protection (LTIP) old rules
• Long-term income protection (LTIP) rules for OPP and PEGO
• Public bodies subject to long-term income protection (LTIP) existing rules

Leaving the PSPP before retirement Open/Close Content.

• If you leave the Plan before retirement, you have a number of options available to you, including transferring your pension benefit to a new plan or leaving it in the PSPP.