Determining Eligible Recipients
This section summarizes the principles that determine the eligibility for death benefits and includes these topics:
Death benefit eligibility is determined by the PSPP and statutes such as:
- Ontario Pension Benefits Act
- Family Law Act, and
- Succession Law Reform Act.
OPB identifies and pays the survivor and/or death benefits from the PSPP to the named beneficiaries provided by the member. Members can designate and update beneficiaries in e-services.
Death benefits from the PSPP are paid in order of priority, in accordance with the
- payment direction provided by the late member in their Beneficiary Designations,
- PSPP Plan text, and
- applicable statutes.
This section describes how members designate and update their beneficiaries.
It includes these topics:
Sample life events or changes:
- a change in marital status (marriage, commencement of a common-law relationship, separation, divorce, re-marriage), or
- the birth or adoption of a child(ren), or
- the death of
- a spouse/partner, or
- a child, or
- a person identified as a
- Designated Beneficiary,
- Refund Recipient and/or
- Payment Recipient, or
- a change in beneficiary, refund or payment recipient, or
- a change in estate trustee/executor, or
- a change in member status
- retirement or termination with deferred vested pension
Designating beneficiaries is important because it is how we determine eligibility for death benefits payable from the PSPP.
How to update your beneficiaries
Members can update their beneficiaries in e-services.