This subsection describes what happens when a member dies after retirement and who may receive the death benefits.
Post-retirement death benefits
Order in which death benefits are paid
This table summarizes the order in which death benefits are paid.
|When the pensioner has...||Then the...||Receives...|
|an eligible spouse||eligible spouse||A survivor pension paid on death, which is based on the Joint and Survivor election at retirement. Upon death of surviving spouse:
|no eligible spouse||eligible child(ren)||a survivor pension paid on death as long as the child(ren) meets age and education requirements.|
|disabled dependant child(ren)||a survivor pension paid on death as long as the child(ren) is identified by the board as disabled and financially dependent on the pensioner.|
|no eligible child(ren),
and no disabled dependant child(ren)
|designated beneficiary(ies)||residual balance, if any.|
|no eligible spouse,
no eligible child(ren),
no disabled dependant child(ren),
and no designated beneficiary(ies)
|pensioner's estate||residual balance, if any.|
Post-Retirement death required forms & documentation
Post-retirement death of a retired member
The following forms and documentation are needed when a retired member dies after pension payments begin.
Important: OPB cannot process a Survivor/Death Benefit without the following documentation.
|A certified true copy of the Pensioner's Death Certificate or Funeral Director's Statement||This is required in all cases.|
||The Affidavit (OPB 1054 or OPB 1055, as applicable) must be completed by the surviving spouse.
The purpose is to re-confirm the couple's marital status at retirement and/or the time of death.
|OPB1062 - Survivor's Statement (PDF)||If there is no designated beneficiary on file, then the Survivor's Statement (OPB1062) must be completed by
|A certified true copy of the Member's Will.||A Certificate of Appointment of Estate Trustee is required where there is no Will and the death benefit from the PSPP is more than $30,000.00.|
|Name and address of Estate Executor.||This is required if death benefit is going to the pensioner's Estate or no Will exists.|